Topic: Credit Checks

The "Off-The-Grid" (OTG) segment discusses the privacy implications of using Facebook for universal logins on third-party sites. A property manager warns that some rental application software allows landlords to view an applicant's Facebook profile if they use it to log in for a credit check. The hosts advocate for using "dumb" phones like the Nokia E71 to avoid modern tracking and data harvesting.

Airport security protocols have shifted toward the TSA Pre-Check system, effectively removing traditional first-class priority lines for non-enrolled passengers. Concerns are raised regarding the integration of personal credit scores into security risk assessments. One host details a personal credit score collapse caused by a fraudulent AT&T U-verse account opened in Los Angeles.

The hosts discuss the logistics of receiving donations via physical checks, noting that some smaller banks and credit unions bundle multiple checks into a single envelope to save on postage. They contrast this with larger institutions like Chase.