2 chapters across the catalog
A first-time donation from Rita in Indiana is dedicated to her son Tom for his 40th birthday. Tom, a financial analyst and volunteer fireman, is credited with introducing his mother to the show. The hosts perform a "de-douching" for the new donor and apply a "switcheroo" to credit the donation to Tom's name.
The failure of credit rating agencies is highlighted by Standard & Poor's delayed downgrade of AIG following an $8 billion loss. The relationship between investment firms and analysts is described as a "bogus scam" where high ratings were often exchanged for underwriting business during the dot-com era.
