Topic: Credit Monitoring

A massive data breach at Experian exposed the personal information of 15 million T-Mobile customers, including social security numbers and passport data. In response, Experian offered victims two years of free credit monitoring, which critics noted was ironic given the company's failure to protect the data initially.

The hosts discuss the official email sent by Target following its massive data breach, which many users mistook for a scam. The email encourages victims to sign up for a free year of credit monitoring through Experian, which the hosts view as a way to further integrate consumers into the credit agency system.